CATTLE - BEEF OR DAIRY

AGE LIMITS 3 MONTHS TO 7 YEARS 

15 Day Term -- $1.50 per $100.00 (A 15 day policy may be endorsed "15 day cover to have Its effective starting date at time of actual shipment".) 

1 Month Term -- $2.50 per $100.00 

2 Month Term -- $3.00 per $100.00 

3 Month Term -- $3.50 per $100.00 

6 Month Term -- $4.00 per $100.00 

1 Year Term -- $6.00 per $100.00 

AGE EXCEPTIONS - NOTE ADDED PREMIUM 

Calves, 2 weeks to 7 weeks old -- $4.00 per $100.00 

Calves, 7 weeks to 3 months old -- $2.00 per $100.00 

(This is additional premium to be added to period coverage and considered earned in entirety when written.) 

Bulls past 6, up to 8th birthday, eligible for insurance after amount of cover has been confirmed by Company. 

$1.00 per hundred additional premium charged for each year or part over 7th birthday. 

At 9th birthday Insurance not available. 

Cows past 7 may be covered in same manner. At 10th birthday annual Insurance not available.

SPECIAL HERD INSURANCE –CATTLE  (Non-Deductible)

If a minimum of six head are insured the rate is FIVE PERCENT. No one animal may exceed the total value of others insured. Full rate: no deductible involved.

For More Information...
Call 765-832-2697.

AMERICAN LIVE STOCK INSURANCE COMPANY

HARDING & HARDING, Inc., Agents 
200 South Fourth Street - P.O. Box 520 Geneva, Illinois 60134-0520
PH: 630-232-2100
FAX: 630-232-2292

Livestock Mortality Insurance Covering Death from Accident or Disease

A+ SUPERIOR is the rating given to the American Live Stock Insurance Company by A. M. Best Co., an independent national rating organization.

IMPORTANT

1. Livestock mortality insurance is written for the purpose of protecting the actual investment of the livestock owner, not potential gain or profit.

2. A mortality policy cannot be construed in any way as a maintenance coverage; it does not include veterinarian or similar expenses.

3. Indemnity is payable only as a result of death loss. 
4. Mortality coverage does not indemnify an insured against loss of an animal's ability to perform the

functions for which it is kept.

5. Death from natural or accidental causes is included but mandatory slaughter by governmental authority or decree, or for expediency is not included.

6. The basis for valuing an animal should be actual sales price or fair and conservative appraisal by competent judges when no actual sales transaction has taken place. These values shall be subject to acceptance by Company.

7. Mortality insurance is renewable only on evidence of reinsurability, both as to physical condition and market value.

8. Cancellation may only be effected by the insured, or by the company on notice given in conformation with whatever existing laws govern for the address of the insured as shown on policy. Short rate basis if ordered by insured and pro rata basis if by the Company.

9. Policies may not be transferred from one insured to an-other unless agreed to through endorsement by Company, nor may cover be switched from one animal to another unless agreed to by Company.

10. Applicants subject to acceptance by Company.