American Live Stock Insurance Company
Harding & Harding, Inc., Agents

Jame Secondino
20860 Clinton Rd.  Paris, IL 61944
Phone  - 765-832-2697 - Fax 765-832-9185

4 H and F. F. A. Calf Club

Accrual Plan

Insurance Rates:

There are available two coverages which will automatically insures original cost and accruing value.

Plan No.1 -- Six Month Accrual Plan

Original cost of each calf is insured at 5% ($5.00 per $100.00), this being the only premium paid by the insured.  Accruing values are covered through an automatic increase in insured value of 10% of original cost each month the policy is in force up to and including five such increases.

Plan No. 2 -- Twelve Month Accrual Plan

Original cost of each calf is insured at 9% ($9.00 per $100.00), this being the only premium paid by the insured.  Accruing values are covered through an automatic increase in insured value of 10% of original cost each month.  In this manner, the premium paid out for accrued value coverage averages out lower than the normal annual premium of 6%.  By the twelfth month insured value of the calf has increased to slightly more than double the original cost.

This is mortality, all risk insurance that includes transportation and exhibition.

In case of death loss, indemnity will be original cost plus 10% of original cost for each month policy has been in effect.

 

   Application Forms
Important Terms 
Covering ALL Policies

 

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Jame Secondino
20860 Clinton Rd.  Paris, IL 61944
Phone  - 765-832-2697 - Fax 765-832-9185

Sites of interest:  Krieger Nursery                          Krieger Farms

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